국민연금 유족연금 예상연금월액표

2022년 유족연금 예상수령액은 2022년 평균소득월액(A값) 2,681,724원과 가입기간중 기준소득월액평균액(B값 – 하단표) 등을 연금액산정 공식으로 계산한 금액입니다.

순번가입기간중 기준 소득월액평균액(B값)연금보험료 9%가입기간 10
미만
가입기간 10년 ~ 20년미만가입기간
20년
1330,00029,700129,500196,450235,400
2340,00030,600129,930197,270236,450
3350,00031,500130,360198,090237,500
4360,00032,400130,790198,920238,560
5370,00033,300131,220199,740239,610
6380,00034,200131,650200,560240,660
7390,00035,100132,080201,390241,720
8400,00036,000132,510202,210242,770
9410,00036,900132,940203,030243,830
10420,00037,800133,370203,860244,880
11430,00038,700133,800204,680245,930
12440,00039,600134,230205,500246,990
13450,00040,500134,660206,330248,040
14460,00041,400135,090207,150249,090
15470,00042,300135,520207,970250,150
16480,00043,200135,950208,800251,200
17490,00044,100136,380209,620252,260
18500,00045,000136,810210,440253,310
19510,00045,900137,240211,270254,360
20520,00046,800137,670212,090255,420
21530,00047,700138,100212,910256,470
22540,00048,600138,530213,740257,530
23550,00049,500138,960214,560258,580
24560,00050,400139,390215,380259,630
25570,00051,300139,820216,210260,690
26580,00052,200140,250217,030261,740
27590,00053,100140,680217,850262,790
28600,00054,000141,110218,680263,850
29610,00054,900141,540219,500264,900
30620,00055,800141,970220,320265,960
31630,00056,700142,400221,150267,010
32640,00057,600142,830221,970268,060
33650,00058,500143,260222,790269,120
34660,00059,400143,690223,620270,170
35670,00060,300144,120224,440271,220
36680,00061,200144,550225,260272,280
37690,00062,100144,980226,080273,330
38700,00063,000145,410226,910274,390
39710,00063,900145,840227,730275,440
40720,00064,800146,270228,550276,490
41730,00065,700146,700229,380277,550
42740,00066,600147,130230,200278,600
43750,00067,500147,560231,020279,650
44760,00068,400147,990231,850280,710
45770,00069,300148,420232,670281,760
46780,00070,200148,850233,490282,820
47790,00071,100149,280234,320283,870
48800,00072,000149,710235,140284,920
49810,00072,900150,140235,960285,980
50820,00073,800150,570236,790287,030
51830,00074,700151,000237,610288,080
52840,00075,600151,430238,430289,140
53850,00076,500151,860239,260290,190
54860,00077,400152,290240,080291,250
55870,00078,300152,720240,900292,300
56880,00079,200153,150241,730293,350
57890,00080,100153,580242,550294,410
58900,00081,000154,010243,370295,460
59910,00081,900154,440244,200296,510
60920,00082,800154,870245,020297,570
61930,00083,700155,300245,840298,620
62940,00084,600155,730246,670299,680
63950,00085,500156,160247,490300,730
64960,00086,400156,590248,310301,780
65970,00087,300157,020249,140302,840
66980,00088,200157,450249,960303,890
67990,00089,100157,880250,780304,940
681,000,00090,000158,310251,610306,000
691,010,00090,900158,740252,430307,050
701,020,00091,800159,170253,250308,110
711,030,00092,700159,600254,080309,160
721,040,00093,600160,030254,900310,210
731,050,00094,500160,460255,720311,270
741,060,00095,400160,890256,550312,320
751,070,00096,300161,320257,370313,380
761,080,00097,200161,750258,190314,430
771,090,00098,100162,180259,020315,480
781,100,00099,000162,610259,840316,540
791,110,00099,900163,040260,660317,590
801,120,000100,800163,470261,490318,640
811,130,000101,700163,900262,310319,700
821,140,000102,600164,330263,130320,750
831,150,000103,500164,760263,960321,810
841,160,000104,400165,190264,780322,860
851,170,000105,300165,620265,600323,910
861,180,000106,200166,050266,430324,970
871,190,000107,100166,480267,250326,020
881,200,000108,000166,910268,070327,070
891,210,000108,900167,340268,900328,130
901,220,000109,800167,770269,720329,180
911,230,000110,700168,200270,540330,240
921,240,000111,600168,630271,370331,290
931,250,000112,500169,060272,190332,340
941,260,000113,400169,490273,010333,400
951,270,000114,300169,920273,830334,450
961,280,000115,200170,350274,660335,500
971,290,000116,100170,780275,480336,560
981,300,000117,000171,210276,300337,610
991,310,000117,900171,640277,130338,670
1001,320,000118,800172,070277,950339,720
1011,330,000119,700172,500278,770340,770
1021,340,000120,600172,930279,600341,830
1031,350,000121,500173,360280,420342,880
1041,360,000122,400173,790281,240343,930
1051,370,000123,300174,220282,070344,990
1061,380,000124,200174,650282,890346,040
1071,390,000125,100175,080283,710347,100
1081,400,000126,000175,510284,540348,150
1091,410,000126,900175,940285,360349,200
1101,420,000127,800176,370286,180350,260
1111,430,000128,700176,800287,010351,310
1121,440,000129,600177,230287,830352,360
1131,450,000130,500177,660288,650353,420
1141,460,000131,400178,090289,480354,470
1151,470,000132,300178,520290,300355,530
1161,480,000133,200178,950291,120356,580
1171,490,000134,100179,380291,950357,630
1181,500,000135,000179,810292,770358,690
1191,510,000135,900180,240293,590359,740
1201,520,000136,800180,670294,420360,790
1211,530,000137,700181,100295,240361,850
1221,540,000138,600181,530296,060362,900
1231,550,000139,500181,960296,890363,960
1241,560,000140,400182,390297,710365,010
1251,570,000141,300182,820298,530366,060
1261,580,000142,200183,250299,360367,120
1271,590,000143,100183,680300,180368,170
1281,600,000144,000184,110301,000369,220
1291,610,000144,900184,540301,830370,280
1301,620,000145,800184,970302,650371,330
1311,630,000146,700185,400303,470372,390
1321,640,000147,600185,830304,300373,440
1331,650,000148,500186,260305,120374,490
1341,660,000149,400186,690305,940375,550
1351,670,000150,300187,120306,770376,600
1361,680,000151,200187,550307,590377,660
1371,690,000152,100187,980308,410378,710
1381,700,000153,000188,410309,240379,760
1391,710,000153,900188,840310,060380,820
1401,720,000154,800189,270310,880381,870
1411,730,000155,700189,700311,710382,920
1421,740,000156,600190,130312,530383,980
1431,750,000157,500190,560313,350385,030
1441,760,000158,400190,990314,180386,090
1451,770,000159,300191,420315,000387,140
1461,780,000160,200191,850315,820388,190
1471,790,000161,100192,280316,650389,250
1481,800,000162,000192,710317,470390,300
1491,810,000162,900193,140318,290391,350
1501,820,000163,800193,570319,120392,410
1511,830,000164,700194,000319,940393,460
1521,840,000165,600194,430320,760394,520
1531,850,000166,500194,860321,580395,570
1541,860,000167,400195,290322,410396,620
1551,870,000168,300195,720323,230397,680
1561,880,000169,200196,150324,050398,730
1571,890,000170,100196,580324,880399,780
1581,900,000171,000197,010325,700400,840
1591,910,000171,900197,440326,520401,890
1601,920,000172,800197,870327,350402,950
1611,930,000173,700198,300328,170404,000
1621,940,000174,600198,730328,990405,050
1631,950,000175,500199,160329,820406,110
1641,960,000176,400199,590330,640407,160
1651,970,000177,300200,020331,460408,210
1661,980,000178,200200,450332,290409,270
1671,990,000179,100200,880333,110410,320
1682,000,000180,000201,310333,930411,380
1692,010,000180,900201,740334,760412,430
1702,020,000181,800202,170335,580413,480
1712,030,000182,700202,600336,400414,540
1722,040,000183,600203,030337,230415,590
1732,050,000184,500203,460338,050416,640
1742,060,000185,400203,890338,870417,700
1752,070,000186,300204,320339,700418,750
1762,080,000187,200204,750340,520419,810
1772,090,000188,100205,180341,340420,860
1782,100,000189,000205,610342,170421,910
1792,110,000189,900206,040342,990422,970
1802,120,000190,800206,470343,810424,020
1812,130,000191,700206,900344,640425,070
1822,140,000192,600207,330345,460426,130
1832,150,000193,500207,760346,280427,180
1842,160,000194,400208,190347,110428,240
1852,170,000195,300208,620347,930429,290
1862,180,000196,200209,050348,750430,340
1872,190,000197,100209,480349,580431,400
1882,200,000198,000209,910350,400432,450
1892,210,000198,900210,340351,220433,500
1902,220,000199,800210,770352,050434,560
1912,230,000200,700211,200352,870435,610
1922,240,000201,600211,630353,690436,670
1932,250,000202,500212,060354,520437,720
1942,260,000203,400212,490355,340438,770
1952,270,000204,300212,920356,160439,830
1962,280,000205,200213,350356,990440,880
1972,290,000206,100213,780357,810441,940
1982,300,000207,000214,210358,630442,990
1992,310,000207,900214,640359,460444,040
2002,320,000208,800215,070360,280445,100
2012,330,000209,700215,500361,100446,150
2022,340,000210,600215,930361,930447,200
2032,350,000211,500216,360362,750448,260
2042,360,000212,400216,790363,570449,310
2052,370,000213,300217,220364,400450,370
2062,380,000214,200217,650365,220451,420
2072,390,000215,100218,080366,040452,470
2082,400,000216,000218,510366,870453,530
2092,410,000216,900218,940367,690454,580
2102,420,000217,800219,370368,510455,630
2112,430,000218,700219,800369,330456,690
2122,440,000219,600220,230370,160457,740
2132,450,000220,500220,660370,980458,800
2142,460,000221,400221,090371,800459,850
2152,470,000222,300221,520372,630460,900
2162,480,000223,200221,950373,450461,960
2172,490,000224,100222,380374,270463,010
2182,500,000225,000222,810375,100464,060
2192,510,000225,900223,240375,920465,120
2202,520,000226,800223,670376,740466,170
2212,530,000227,700224,100377,570467,230
2222,540,000228,600224,530378,390468,280
2232,550,000229,500224,960379,210469,330
2242,560,000230,400225,390380,040470,390
2252,570,000231,300225,820380,860471,440
2262,580,000232,200226,250381,680472,490
2272,590,000233,100226,680382,510473,550
2282,600,000234,000227,110383,330474,600
2292,610,000234,900227,540384,150475,660
2302,620,000235,800227,970384,980476,710
2312,630,000236,700228,400385,800477,760
2322,640,000237,600228,830386,620478,820
2332,650,000238,500229,260387,450479,870
2342,660,000239,400229,690388,270480,920
2352,670,000240,300230,120389,090481,980
2362,680,000241,200230,550389,920483,030
2372,690,000242,100230,980390,740484,090
2382,700,000243,000231,410391,560485,140
2392,710,000243,900231,840392,390486,190
2402,720,000244,800232,270393,210487,250
2412,730,000245,700232,700394,030488,300
2422,740,000246,600233,130394,860489,350
2432,750,000247,500233,560395,680490,410
2442,760,000248,400233,990396,500491,460
2452,770,000249,300234,420397,330492,520
2462,780,000250,200234,850398,150493,570
2472,790,000251,100235,280398,970494,620
2482,800,000252,000235,710399,800495,680
2492,810,000252,900236,140400,620496,730
2502,820,000253,800236,570401,440497,790
2512,830,000254,700237,000402,270498,840
2522,840,000255,600237,430403,090499,890
2532,850,000256,500237,860403,910500,950
2542,860,000257,400238,290404,740502,000
2552,870,000258,300238,720405,560503,050
2562,880,000259,200239,150406,380504,110
2572,890,000260,100239,580407,210505,160
2582,900,000261,000240,010408,030506,220
2592,910,000261,900240,440408,850507,270
2602,920,000262,800240,870409,680508,320
2612,930,000263,700241,300410,500509,380
2622,940,000264,600241,730411,320510,430
2632,950,000265,500242,160412,150511,480
2642,960,000266,400242,590412,970512,540
2652,970,000267,300243,020413,790513,590
2662,980,000268,200243,450414,620514,650
2672,990,000269,100243,880415,440515,700
2683,000,000270,000244,310416,260516,750
2693,010,000270,900244,740417,080517,810
2703,020,000271,800245,170417,910518,860
2713,030,000272,700245,600418,730519,910
2723,040,000273,600246,030419,550520,970
2733,050,000274,500246,460420,380522,020
2743,060,000275,400246,890421,200523,080
2753,070,000276,300247,320422,020524,130
2763,080,000277,200247,750422,850525,180
2773,090,000278,100248,180423,670526,240
2783,100,000279,000248,610424,490527,290
2793,110,000279,900249,040425,320528,340
2803,120,000280,800249,470426,140529,400
2813,130,000281,700249,900426,960530,450
2823,140,000282,600250,330427,790531,510
2833,150,000283,500250,760428,610532,560
2843,160,000284,400251,190429,430533,610
2853,170,000285,300251,620430,260534,670
2863,180,000286,200252,050431,080535,720
2873,190,000287,100252,480431,900536,770
2883,200,000288,000252,910432,730537,830
2893,210,000288,900253,340433,550538,880
2903,220,000289,800253,770434,370539,940
2913,230,000290,700254,200435,200540,990
2923,240,000291,600254,630436,020542,040
2933,250,000292,500255,060436,840543,100
2943,260,000293,400255,490437,670544,150
2953,270,000294,300255,920438,490545,200
2963,280,000295,200256,350439,310546,260
2973,290,000296,100256,780440,140547,310
2983,300,000297,000257,210440,960548,370
2993,310,000297,900257,640441,780549,420
3003,320,000298,800258,070442,610550,470
3013,330,000299,700258,500443,430551,530
3023,340,000300,600258,930444,250552,580
3033,350,000301,500259,360445,080553,630
3043,360,000302,400259,790445,900554,690
3053,370,000303,300260,220446,720555,740
3063,380,000304,200260,650447,550556,800
3073,390,000305,100261,080448,370557,850
3083,400,000306,000261,510449,190558,900
3093,410,000306,900261,940450,020559,960
3103,420,000307,800262,370450,840561,010
3113,430,000308,700262,800451,660562,070
3123,440,000309,600263,230452,490563,120
3133,450,000310,500263,660453,310564,170
3143,460,000311,400264,090454,130565,230
3153,470,000312,300264,520454,960566,280
3163,480,000313,200264,950455,780567,330
3173,490,000314,100265,380456,600568,390
3183,500,000315,000265,810457,430569,440
3193,510,000315,900266,240458,250570,500
3203,520,000316,800266,670459,070571,550
3213,530,000317,700267,100459,900572,600
3223,540,000318,600267,530460,720573,660
3233,550,000319,500267,960461,540574,710
3243,560,000320,400268,390462,370575,760
3253,570,000321,300268,820463,190576,820
3263,580,000322,200269,250464,010577,870
3273,590,000323,100269,680464,840578,930
3283,600,000324,000270,110465,660579,980
3293,610,000324,900270,540466,480581,030
3303,620,000325,800270,970467,300582,090
3313,630,000326,700271,400468,130583,140
3323,640,000327,600271,830468,950584,190
3333,650,000328,500272,260469,770585,250
3343,660,000329,400272,690470,600586,300
3353,670,000330,300273,120471,420587,360
3363,680,000331,200273,550472,240588,410
3373,690,000332,100273,980473,070589,460
3383,700,000333,000274,410473,890590,520
3393,710,000333,900274,840474,710591,570
3403,720,000334,800275,270475,540592,620
3413,730,000335,700275,700476,360593,680
3423,740,000336,600276,130477,180594,730
3433,750,000337,500276,560478,010595,790
3443,760,000338,400276,990478,830596,840
3453,770,000339,300277,420479,650597,890
3463,780,000340,200277,850480,480598,950
3473,790,000341,100278,280481,300600,000
3483,800,000342,000278,710482,120601,050
3493,810,000342,900279,140482,950602,110
3503,820,000343,800279,570483,770603,160
3513,830,000344,700280,000484,590604,220
3523,840,000345,600280,430485,420605,270
3533,850,000346,500280,860486,240606,320
3543,860,000347,400281,290487,060607,380
3553,870,000348,300281,720487,890608,430
3563,880,000349,200282,150488,710609,480
3573,890,000350,100282,580489,530610,540
3583,900,000351,000283,010490,360611,590
3593,910,000351,900283,440491,180612,650
3603,920,000352,800283,870492,000613,700
3613,930,000353,700284,300492,830614,750
3623,940,000354,600284,730493,650615,810
3633,950,000355,500285,160494,470616,860
3643,960,000356,400285,590495,300617,910
3653,970,000357,300286,020496,120618,970
3663,980,000358,200286,450496,940620,020
3673,990,000359,100286,880497,770621,080
3684,000,000360,000287,310498,590622,130
3694,010,000360,900287,740499,410623,180
3704,020,000361,800288,170500,240624,240
3714,030,000362,700288,600501,060625,290
3724,040,000363,600289,030501,880626,350
3734,050,000364,500289,460502,710627,400
3744,060,000365,400289,890503,530628,450
3754,070,000366,300290,320504,350629,510
3764,080,000367,200290,750505,180630,560
3774,090,000368,100291,180506,000631,610
3784,100,000369,000291,610506,820632,670
3794,110,000369,900292,040507,650633,720
3804,120,000370,800292,470508,470634,780
3814,130,000371,700292,900509,290635,830
3824,140,000372,600293,330510,120636,880
3834,150,000373,500293,760510,940637,940
3844,160,000374,400294,190511,760638,990
3854,170,000375,300294,620512,590640,040
3864,180,000376,200295,050513,410641,100
3874,190,000377,100295,480514,230642,150
3884,200,000378,000295,910515,050643,210
3894,210,000378,900296,340515,880644,260
3904,220,000379,800296,770516,700645,310
3914,230,000380,700297,200517,520646,370
3924,240,000381,600297,630518,350647,420
3934,250,000382,500298,060519,170648,470
3944,260,000383,400298,490519,990649,530
3954,270,000384,300298,920520,820650,580
3964,280,000385,200299,350521,640651,640
3974,290,000386,100299,780522,460652,690
3984,300,000387,000300,210523,290653,740
3994,310,000387,900300,640524,110654,800
4004,320,000388,800301,070524,930655,850
4014,330,000389,700301,500525,760656,900
4024,340,000390,600301,930526,580657,960
4034,350,000391,500302,360527,400659,010
4044,360,000392,400302,790528,230660,070
4054,370,000393,300303,220529,050661,120
4064,380,000394,200303,650529,870662,170
4074,390,000395,100304,080530,700663,230
4084,400,000396,000304,510531,520664,280
4094,410,000396,900304,940532,340665,330
4104,420,000397,800305,370533,170666,390
4114,430,000398,700305,800533,990667,440
4124,440,000399,600306,230534,810668,500
4134,450,000400,500306,660535,640669,550
4144,460,000401,400307,090536,460670,600
4154,470,000402,300307,520537,280671,660
4164,480,000403,200307,950538,110672,710
4174,490,000404,100308,380538,930673,760
4184,500,000405,000308,810539,750674,820
4194,510,000405,900309,240540,580675,870
4204,520,000406,800309,670541,400676,930
4214,530,000407,700310,100542,220677,980
4224,540,000408,600310,530543,050679,030
4234,550,000409,500310,960543,870680,090
4244,560,000410,400311,390544,690681,140
4254,570,000411,300311,820545,520682,200
4264,580,000412,200312,250546,340683,250
4274,590,000413,100312,680547,160684,300
4284,600,000414,000313,110547,990685,360
4294,610,000414,900313,540548,810686,410
4304,620,000415,800313,970549,630687,460
4314,630,000416,700314,400550,460688,520
4324,640,000417,600314,830551,280689,570
4334,650,000418,500315,260552,100690,630
4344,660,000419,400315,690552,930691,680
4354,670,000420,300316,120553,750692,730
4364,680,000421,200316,550554,570693,790
4374,690,000422,100316,980555,400694,840
4384,700,000423,000317,410556,220695,890
4394,710,000423,900317,840557,040696,950
4404,720,000424,800318,270557,870698,000
4414,730,000425,700318,700558,690699,060
4424,740,000426,600319,130559,510700,110
4434,750,000427,500319,560560,340701,160
4444,760,000428,400319,990561,160702,220
4454,770,000429,300320,420561,980703,270
4464,780,000430,200320,850562,800704,320
4474,790,000431,100321,280563,630705,380
4484,800,000432,000321,710564,450706,430
4494,810,000432,900322,140565,270707,490
4504,820,000433,800322,570566,100708,540
4514,830,000434,700323,000566,920709,590
4524,840,000435,600323,430567,740710,650
4534,850,000436,500323,860568,570711,700
4544,860,000437,400324,290569,390712,750
4554,870,000438,300324,720570,210713,810
4564,880,000439,200325,150571,040714,860
4574,890,000440,100325,580571,860715,920
4584,900,000441,000326,010572,680716,970
4594,910,000441,900326,440573,510718,020
4604,920,000442,800326,870574,330719,080
4614,930,000443,700327,300575,150720,130
4624,940,000444,600327,730575,980721,180
4634,950,000445,500328,160576,800722,240
4644,960,000446,400328,590577,620723,290
4654,970,000447,300329,020578,450724,350
4664,980,000448,200329,450579,270725,400
4674,990,000449,100329,880580,090726,450
4685,000,000450,000330,310580,920727,510
4695,010,000450,900330,740581,740728,560
4705,020,000451,800331,170582,560729,610
4715,030,000452,700331,600583,390730,670
4725,240,000471,600340,630600,680752,800

;

참고사항

  1. 연금액산정 : {1.8(A+B)P2/P+…+1.2(A+B)P23/P}(1+0.05n/12).
    “A”- 연금수급전 3년간 전체가입자의 평균소득월액의 평균액,
    “B”- 가입자 개인의 가입기간중 기준소득월액의 평균액, “n”- 20년초과 가입월수,
    “P”-전체가입월수, “P2~P23”:연도별 가입월수
  2. 주민등록표상 세대를 같이하는 가족이 있을 경우 배우자 연 269,630원, 자녀/부모 1인당 연 179,710원의 부양가족연금액이 가산됩니다.
  3. 2022년도에 지급사유가 발생한 것으로 가정하여 현재의 “A”값(2022년도 적용 2,681,724원)으로 산정 (10년 미만은 2022년 1월 가입, 10년~20년 미만은 2008년 1월-2022년 12월(15년), 20년은 2003년 1월-2022년 12월(20년)에 가입한 것으로 가정하여 연금액 산정)
  4. 향후 실제 연금수급월액은 연금수급당시의 “A”값 및 재평가율을 적용하므로 변동될 수 있습니다.
  5. 연금의 월지급액(부양가족연금액 포함)은 가입자이었던 최종 5년간의 기준소득월액의 평균액과 가입기간중의 기준소득월액의 평균액을 재평가한 금액 중에서 많은 금액을 초과하지 못합니다.
  6. 기준소득월액은 각 기간의 상하한액과 무관하게 가입되었던 것으로 가정(예: 실제로는 2021.7.1. 이후부터 5,240,000원 이상 소득월액으로 가입되었으나 이해의 편의를 위하여 이전에도 가입되었던 것으로 가정)

변동사항

2022.6월까지 기준소득월액 하한액은 330,000원, 상한액 5,240,000원이며, 2022.7월부터 기준소득월액 하한액은 350,000원, 상한액은 5,530,000원입니다.

> 국민연금 기준소득월액 상·하한액 2022년 7월부터 5.6% 인상